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Ethel Curbow, REALTORŪ, real estate agents and broker for Springfield, Nixa and Ozark Missouri home listings, property and land for sale - NUMBER1EXPERT(tm)
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Mortgage Prequalification: Springfield, Nixa and Ozark Missouri home buying, real estate listings, and homes for sale in Greene County, MO
Welcome > For Buyers > Mortgage Prequalification ...




Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend! 

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment, and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

We help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

Remember: we will respect your privacy! We know this is your personal information, and we will not distribute it to anyone, other than to our preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of our job as top Springfield, Nixa and Ozark REALTORSŪ to offer services such as these. 

Once you fill out the form, we will quickly process your information and get right back to you! 

We can help you pre-qualify for your mortgage. It's our job! This is free and without obligation... 

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Real Estate Tips
Pricing >Making Intelligent Pricing Decisions

Pricing your home is one of the most important decisions you must make when selling your property. Some sellers want to price their home based on the return they would like on their initial investment, while others will base the price on what they need to buy their new home. Location, condition, and accessibility are three other variables that will affect the price of a property.

It is crucial to price your home correctly from the beginning, because it may not sell if it is overpriced. Don't make the mistake of thinking that you can reduce the price later. By this time you will have already lost many potential buyers. The motivation of the seller is a very important factor affecting the pricing decision. The higher the seller's motivation, the lower the price, and low motivation usually means a higher price.

The state of your local real estate market is one of the strongest determining factors when pricing your home. A professional real estate agent will be able to guide you through the pricing pitfalls with a written market analysis that includes the selling prices for similar homes in your area.

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Real Estate Trivia
Q 
What three things are necessary in order to purchase a home?

A 
Some cash, a dependable income and good credit. If you fall short, don't despair--homeownership may still be possible.
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Ethel Curbow, REALTORŪ, real estate agents and broker for Springfield, Nixa and Ozark Missouri home listings, property and land for sale - NUMBER1EXPERT(tm)

Ethel Curbow
Coldwell Banker Vanguard

1334 East Republic Road
Springfield, MO, 65804
Office: 417-447-4968
Fax: 417-447-1214
EthelCurbow@NUMBER1EXPERT.com

Ethel Curbow has been selling real estate in Springfield, Missouri and the surrounding area since 1981. A former teacher and Army wife who moved more than 15 times, Ethel has helped hundreds move over the past 26 years. Ethel was born and reared in the Branson, MO area, graduated from Missouri State University in Springfield, and has a Masters Degree from Emporia State College, Emporia, Kansas.

For the past 20+ years, Ethel has been the top producer for Coldwell Banker Vanguard, REALTORS and was third in the Northern Region for Coldwell Banker Affiliates in 2006 and among the top 1% for Coldwell Banker Affiliates nationally. She has been in the top 10 in the Midwest Region for Coldwell Banker for the past few years and in the top 10 Internationally in 1998. REALTOR Magazine recently listed Ethel in the top 100 REALTORS in the nation and, in 2006, Wall Street Journal listed Ethel in the top 100 REALTORS in the nation for number of transactions. Other awards include Best REALTOR by the Springfield News Leader and Outstanding Alum from Missouri State University.

Ethel attributes her success to the great team who works for her, loyal customers, a supportive husband, and the fact that she loves her job. "I have made so many wonderful friends and it gives me great satisfaction being instrumental in helping them with one of their most important transactions -- that of buying or selling a home." On a personal note, Ethel has been married forever(ha) and has two married daughters and three granddaughters.

Equal HousingMLSREALTOR


Coldwell Banker Vanguard real estate and homes for sale in Springfield, Nixa and Ozark Missouri

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