Springfield, Nixa and Ozark real estate and homes for sale in Missouri, Luxury Homes - Ethel Curbow, REALTORS® Ethel Curbow REALTORS(r) for Springfield, Nixa and Ozark, Missouri real estate - NUMBER1EXPERTS™ Ethel Curbow NUMBER1EXPERTS(tm) for Springfield, Nixa and Ozark, Missouri real estate
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Ethel Curbow, REALTORŪ, real estate agents and broker for Springfield, Nixa and Ozark Missouri home listings, property and land for sale - NUMBER1EXPERT(tm)
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Don't Forget To Request A Quick Status Report On Any Homes Or Properties That Interest You! 

It can take days, weeks, or longer for changes to appear on web sites. Don't waste your time with less than current information. Request our free Status Report and find out if the homes you are interested in are still on the market, under contract, in escrow, or if the price has been reduced. 

The Status Report that you'll receive by email will also include other important information that has been left out or that is available to us through our professional resources, such as how long the property has been on the market, when it was last sold, what it sold for, and more. 

When you click on any link above, you'll see your chosen site, along with a form at the bottom of your screen. Use this form to request our quick Status Report on any homes or other real estate that interests you. It's free and without obligation. 

Remember: As top Springfield, Nixa and Ozark area REALTORSŪ, it's our job to know more about a property than any web site. Make sure you have the most current information! 



Real Estate Tips
First Time Buyers >Credit Card Common Sense

If you are buying a home for the first time, you need to establish a reasonably good financial foundation before a lender will approve you for a mortgage loan. Lenders look for a good credit rating, sufficient funds to make the initial down payment and pay the closing costs, and a stable employment situation.

People who have just qualified for a mortgage loan are usually in better-than-average financial shape. If you have recently purchased a new house, don't be surprised if you receive numerous offers from retail stores and other credit card companies offering you pre-approved revolving credit.

Be careful about accepting these offers! New home owners often use most of their savings in the process of financing the transaction, and they need everything from linens to furniture to get settled in the home. With all of the immediate credit available, it may be very tempting to just say "charge it." If you're not careful, you could be "up to your ears" in debt very quickly. It takes discipline to reach the goal of home ownership--and it takes that same kind of discipline to maintain financial health after you leave the closing table.

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Real Estate Trivia
Q 
What is considered one of the few remaining tax shelters in the 1990s?

A 
Homeownership--property taxes on a residence or vacation home are deductible up to $1 million.
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Ethel Curbow, REALTORŪ, real estate agents and broker for Springfield, Nixa and Ozark Missouri home listings, property and land for sale - NUMBER1EXPERT(tm)

Ethel Curbow
Coldwell Banker Vanguard

1334 East Republic Road
Springfield, MO, 65804
Office: 417-447-4968
Fax: 417-447-1214
EthelCurbow@NUMBER1EXPERT.com

Ethel Curbow has been selling real estate in Springfield, Missouri and the surrounding area since 1981. A former teacher and Army wife who moved more than 15 times, Ethel has helped hundreds move over the past 28 years. Ethel was born and reared in the Branson, MO area, graduated Southwest Missouri State University in Springfield, and has a Masters Degree from Emporia State College, Emporia, Kansas.

For the past 20+ years, Ethel has been the top producer for Coldwell Banker Vanguard, REALTORS and was third in the Northern Region for Coldwell Banker Affiliates in 2006 and among the top 1% for Coldwell Banker Affiliates nationally. She has been in the top 10 in the Midwest Region for Coldwell Banker for over 15 years. REALTOR Magazine recently listed Ethel in the top 100 REALTORS in the nation and, in 2006, Wall Street Journal listed Ethel in the top 100 REALTORS in the nation for number of transactions. Other awards include Best REALTOR by the Springfield News Leader and Outstanding Alum from Missouri State University.

Ethel attributes her success to the great team who works for her, loyal customers, a supportive husband, and the fact that she loves her job. "I have made so many wonderful friends and it gives me great satisfaction being instrumental in helping them with one of their most important transactions -- that of buying or selling a home." On a personal note, Ethel has been married forever(ha) and has two married daughters and three granddaughters.

Equal Housing MLS REALTOR


Coldwell Banker Vanguard real estate and homes for sale in Springfield, Nixa and Ozark Missouri

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