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Titles >Holding Title to A Condo

With condominiums becoming increasingly popular among today's homebuyers, it is a good time to clarify the terms of ownership that seem to confuse many people. Condo-type residences most commonly fall into two categories - condominiums and townhouses.

A condominium is usually a multi-story structure. Each owner-resident has a deed of ownership for his own unit and owns the space within the unit, but not the land under the structure. Therefore, condo units can be stacked vertically. Condo owners share title to the common areas of the development, including land, exterior of buildings, hallways, roofs and swimming pools -- all areas used by all occupants. Each owner pays property taxes on their unit. Also, a monthly fee is paid to the homeowners' association that is used for managing and maintaining all common areas.

A townhouse, or town home community is usually a series of single- or two-story housing units, each linked to each other horizontally by common walls. Each owner hold title to their unit and the land beneath it, thus these units cannot be stacked vertically. Typically, a townhouse unit will be a two-story residence, with the living area downstairs and bedrooms upstairs. Common areas belonging to the townhouse development are owned jointly. Each townhouse owner pays property taxes and association fees.

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Q	What weighs 320 tons and is considered the largest single block building?
A	Pyramid of Mycerinus (Third Pyramid) at El Gizeh, Egypt is the largest single block building and the world's oldest pyramid.
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Ethel Curbow, REALTORŽ, real estate agents and broker for Springfield, Nixa and Ozark Missouri home listings, property and land for sale - NUMBER1EXPERT(tm)

Ethel Curbow
Coldwell Banker Vanguard
1334 East Republic Road
Springfield, MO, 65804
Office: 417-447-4968
Fax: 417-447-1214
EthelCurbow@NUMBER1EXPERT.com
Ethel Curbow has been selling real estate in Springfield, Missouri and the surrounding area since 1981. A former teacher and Army wife who moved more than 15 times, Ethel has helped hundreds move over the past 28 years. Ethel was born and reared in the Branson, MO area, graduated Southwest Missouri State University in Springfield, and has a Masters Degree from Emporia State College, Emporia, Kansas.

For the past 20+ years, Ethel has been the top producer for Coldwell Banker Vanguard, REALTORS and was third in the Northern Region for Coldwell Banker Affiliates in 2006 and among the top 1% for Coldwell Banker Affiliates nationally. She has been in the top 10 in the Midwest Region for Coldwell Banker for over 15 years. REALTOR Magazine recently listed Ethel in the top 100 REALTORS in the nation and, in 2006, Wall Street Journal listed Ethel in the top 100 REALTORS in the nation for number of transactions. Other awards include Best REALTOR by the Springfield News Leader and Outstanding Alum from Missouri State University.

Ethel attributes her success to the great team who works for her, loyal customers, a supportive husband, and the fact that she loves her job. "I have made so many wonderful friends and it gives me great satisfaction being instrumental in helping them with one of their most important transactions -- that of buying or selling a home." On a personal note, Ethel has been married forever(ha) and has two married daughters and three granddaughters.

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